Investing according to Sharia excludes interest, excessive speculation and prohibited sectors. This section explains how sukuk, screened funds and ETFs, real estate crowdfunding and retirement savings work, and what must be purified or checked.
It also covers home and car financing through lease-to-own or diminishing musharaka. A compliant investment carries risk: capital is never protected by a fixed interest rate.
Guides in the Investment section
- Diminishing Musharaka: buying a home in co-ownership
- Gold and Sharia: buying, financing and holding metal
- Green Sukuk: Shariah-compliant energy transition funding
- Halal ETFs: Sharia-compliant exchange-traded index funds
- Halal real estate crowdfunding: Sharia criteria
- Halal stocks: how listed shares are screened
- How a company raises short-term funds without interest
- How an Islamic bank sells its asset portfolios to investors
- How do rents, receivables and construction contracts share one sukuk?
- Ijara Muntahia Bittamlik: contract structure and rules
- Ijara sukuk: certificates backed by leased assets
- Ijara wa iqtina: lease now, own the asset later
- Islamic car finance: Murabaha and Ijara explained
- Islamic car leasing: lease and lease-to-own via Ijara
- Islamic financing for commercial property and premises
- Islamic home finance: Musharaka and Ijara models
- Islamic investment funds: screening and fees
- Islamic investments: where to put halal savings
- Islamic real estate crowdfunding: models and risks
- Islamic rent-to-own: cars, equipment and homes
- Islamic retirement savings: funds, takaful and annuities
- Islamic robo-advisor: automated halal portfolio management
- Islamic wealth management: allocation and succession
- Mudaraba Sukuk: profit-sharing investment certificates
- Murabaha Sukuk: certificates backed by a trade receivable
- Power plant, motorway, hospital: how an Istisna sukuk funds construction
- Sarf: the currency exchange contract in Islamic finance
- Sharia-compliant spot currency exchange
- Sharing a project's profit and loss: the logic behind Musharaka sukuk
- Sukuk: definition, issuance and how they differ from bonds
- Wakala Sukuk: a portfolio run by an investment agent
